Bike Owners

United Marine Underwriters is an industry leader in providing motorcycle insurance coverage and provides a full range of insurance services for bike owners. We provide insurance coverage for cruisers, touring bikes, dual purpose, mopeds, scooters, standard street-driven, super sport, trikes, ATV, dirt bikes and utility vehicles. Our company provides an array of convenient services that take the hassle out of the search and acquisition of motorcycle insurance.

We offer a wide range of coverage, from the most basic motorcycle insurance policy to the broadest. Our team of specialists will work with you to determine the best and most affordable coverage for you, your cycle, and your lifestyle.

Whether you are a seasoned cycle enthusiast or a first time cycle owner, we can help you classify your cycle and understand different types of coverage to consider as a motorcycle owner. Coverage will differ depending on the type and size of cycle you own.

Our team of cycle insurance specialists can help make learning about the world of motorcycle insurance a carefree experience.

Motorcycle Coverages

We offer two types of policies: Liability/Comprehensive/Collision or Liability only policy. Choice the one that’s right for your bike and your situation.

Replacement Cost is an available option on select bikes. This pays up to the policy limits to replace a loss to your motorcycle. If your cycle is damaged beyond repair or stolen, and you purchased replacement cost coverage, you will be paid to replace the bike.

$3,000 in coverage for permanently-attached accessory, including non-manufacturer accessories. Higher limits available.

Coverage is available to replace your helmet up to $400 per helmet, $800 per occurrence if damaged due to a covered loss. You can also purchase an optional Safety Apparel Coverage for approved cycle clothing and apparel.

Reimbursement for Travel Loss or Trip Interruption is an optional coverage. If your bike breaks down or is damaged, coverage is available for meals, lodging expenses and alternate transportation home.

Emergency Road Service and Towing Coverage. This is optional coverage to pay for your tow.

Premium Discounts

Many discounts available. Discounts for completing a motorcycle safety course, insuring two or more bikes on the same policy, claim-free, if you’re a homeowner and have previous motorcycle experience and many deductible options.